Commercial Loan

Expand your business, finance core working assets in the business, acquire asset acquisition or purchase land with the DTB Commercial Loan.

  • Access critical funding while maintaining lower overhead costs
  • Possibility of paying back money slowly as you work to increase business profits
  • Flexible repayment terms in line with your cash flow cycle
  • Ability to manage your cash flows with equal monthly repayments
  • Dedicated relationship manager
Credit related interest and charges  
Base lending rate UGX 22.50% p.a.
Base lending rate FCY 12% p.a.
Bank guarantee / bid security / advance payment / performance guarantee 1% per quarter
Bank guarantee / bid security / advance payment / performance guarantee - cash backed 0.50% per quarter
Base lending rate LCY / FCY - maximum BLR + 3%
Base lending rate LCY / FCY - minimum BLR + 3%
Credit renewal fee 1.50%
Discharge of security documents UGX 50,000
Early loan settlement three months interest
Insurance / legal / valuation fee / stamp duty actuals
Issuance of financial card- individual / company individual UGX30,000; company UGX 60,000
Insurance / legal / valuation fee / stamp duty actuals
Loan / advance facility restructuring of the outstanding amount 1.50%
Penal interest for overdrawing- FCY base+ 10%
Penal interest for overdrawing- LCY base+ 20%
Processing / administration fee of the facility amount 1.50%
Term Loan annual monitoring fee of the facility amount 0.25%
*Base lending rates are subject to change  
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