Mortgage
A mortgage is a loan that helps you own property whether it's a home, apartment, or commercial space. DTB provides financing while holding the property title as security until the loan is fully repaid.
Account Overview
A mortgage is a loan that helps you own property whether it's a home, apartment, or commercial space. DTB provides financing while holding the property title as security until the loan is fully repaid.
Account Opening Requirements
Valid personal identification documents.
Must have verifiable, reliable and consistent source of income.
Provide evidence of previous banking history with a financial institution if not already banking with DTB.
Share a copy of title to the property being offered as security.
Share the proof of use of funds e.g. offer for sale etc.
Account Features
Access a comprehensive suite of banking services and tools:
Up to 100% Financing – Cover property costs and related expenses.
Flexible Repayment Terms – Up to 20 years.
Tailored Products – For salaried, business, expatriates and diaspora clients.
Nationwide Property Coverage
Products – Home purchase, Equity release, Mortgage transfers etc.
Eligibility requirements
Salaried Customers | Business Customers | |
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Closing costs & fees
Arrangement fees – 2% of the loan amount
Mortgage registration fees – determined upon approval
Valuation fees – Determined by the value of the property
Property insurance – 0.25% per annum on reducing balance
Life insurance – 0.3% per annum on reducing balance
Let’s build your future together
Whether you're a first-time buyer or expanding your property portfolio, DTB is here to guide you every step of the way.
Email: info@DTBUganda.co.ug
Call: 0800 242 242